On-Demand Video: PAR Vision 2026 - The Future of Guest Experience for Restaurant Brands

Fraud & Security for Restaurant Loyalty

From alerts to action.

Most fraud tools show you what happened. PAR acts on it automatically. Rules fire the moment a threshold is crossed, passkeys bock account takeover at the door, and your team doesn’t need a fraud analyst to run it.

What’s Available

Two layers of protection

Automated fraud prevention

Rules that act on their own. Set a threshold, choose the response, and the platform enforces it the moment a guest crosses the line. No manual investigation queue. (NEW FEATURE)
Pattern and identity detection catches what manual review misses. The platform blocks fake email domains, caps points and check-in velocity, flags repeat-abuse streaks, and now blocks all device IDs that are linked to that device. (NEW FEATURE)
Referral and offer abuse doesn't drain your budget. Tier referral rewards by volume, cut off incentives once activity crosses a threshold you set, and manage bans in bulk with a CSV upload.
Fraud gets caught before it pays out. Points hold until the cancellation window closes. Offer codes expire in minutes. Birthday rewards get restricted in a member's first year if their birthday falls in the month they joined.

Sign-in built to stop takeover

Phishing-resistant passkeys are included with Punchh Loyalty, not sold separately. Face ID, Touch ID, or a device PIN replaces the password entirely. (NEW FEATURE)
The full enterprise suite when you want it. Advanced Authentication adds OTP, magic link, MFA, rate limiting, and verified identity, built on Auth0.
Available now via API and mobile. Phishing-resistant sign-in ready to roll out across ever guest channel.

What Changed

See it. Stop it. Automatically.

Better fraud controls, built into your loyalty program.

Without automation	With PAR
Fraud tools generate reports. Your team investigates, then decides what to do.	Set a rule. The platform bans, de-activates, or force-redeems the moment a threshold is crossed.
Ban an account – the same device can create a new one.	Every device linked to a banned account is blocked automatically.
Bot signups with fake email domains take manual review to catch.	Block specific domains at signup and login with a single rule.
Passwords are the attack surface. Credential stuffing and phishing hit loyalty programs every day.	Phishing-resistant passkeys replace the password with a device-bound credential that can’t be stolen.

Why It Matters

The outcomes behind the features

4-5x

more often loyalty accounts are attacked than ordinary accounts

Forter

10.22M

average cost of a U.S. data breach. Takeover puts more than points at risk.

IBM Cost of a Date Breach 2025

80%

of consumers won't return to a site after an account takeover.

Sift

+30%

conversion lift from passkeys over passwords, at nearly half the sign-in time.

FIDO Alliance Passkey Index 2025

Why It's Different

What sets it apart

Detection to action in one loop

Set the rule and the platform enforces it automatically. No weekly report to read, no manual queue to chase.

Passkeys, beyond basic passwordless

Device-bound, cryptographic sign-in that can’t be phished or replayed – included with loyalty, not charged as an add-on.

Identity plus POS-native signal

PAR connects guest activity across channels and sees the in-store, POS-native behavior a pure-loyalty tool never captures.

Configured by your team

Rules your admins set and adjust, purpose-built for restaurant loyalty – not a developer project bolted onto retail software.

Available Upgrade

Need more? The full enterprise suite is available when you want it.

Built on Auth0, it layers in OTP, magic link, MFA, rate limiting, and verified identity without any custom SSO work.

Bring fraud prevention that acts to your guests.

Included with Punchh ovalty See it on your date.

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